Open developer APIs
The API Banking platform from Open is India's first Banking-as-a-Service ( BAAS) platform for
developers to integrate banking into their business work flows.
Our current suite of APIs include Virtual Accounts, Recurring billing via direct bank debit and bulk payouts to other bank accounts. The Virtual account APIs lets developers create unique Indian bank account numbers on the fly to recieve and reconcile payments via NEFT, RTGS and IMPS transactions. Our recurring billing APIs makes it easier for any businesses to automate subscriptions by directly debiting the customers bank account using an emandate. Our payout APIs makes it easier for developers to transfer funds to any bank account in India using NEFT, RTGS or IMPS payment methods.
We will soon be launching our APIs for creating and issuing business debit Cards & expense cards, payment gateway, UPI and pulling bank account information from other banks
Authentication
All APIs require access_token to be passed as part of request header to get access to the resources.
In addition to access_token, you will require accounts_id, companies_id, users_id to be passed in other APIs.
POSTLogin
Contacts
A Contact can be an individual or a company that can receive.
** Eg : A vendor, supplier, marketplace sellers, etc. Basically, anyone your business needs to pay.**
Using a Contact,
- You can send payouts.
- You can receive payments via NEFT/RTGS/IMPS/Payment gateway/ UPI (coming soon)
Contactsmust be created prior to sending/receiving a payment to/from them. When you create aContact, we automatically generate and assign a uniquecontacts_id.